WELCOME TO PROVIDENT PAYMENTS
Running a salon means managing tight schedules, multiple services, and personalized client care, while keeping things smooth at checkout. That’s why salon owners trust Provident Payments to deliver a POS system designed for speed, flexibility, and simplicity.
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Effortless Checkouts. Smarter Appointments. Happier Clients.
POS Systems Made for Modern Salons
At Provident Payments, we provide POS systems built to support the rhythm of your salon. Whether you're managing appointments, checking out clients, or tracking tips and services, our salon POS solution helps you do it all—quickly, securely, and without the hassle.
Designed for hairstylists, barbers, nail technicians, and beauty professionals, our system simplifies your workflow and keeps your business running beautifully from open to close.
Why Salon Owners Choose Provident
Quick, Easy Client Checkouts
Built-In Tip Management
Flexible Scheduling Tools
Transparent Pricing
Reliable. Transparent. Local.
Why Choose Provident
Payments?
Transparent
Pricing You Can Trust
Our interchange‑plus model ensures you only pay the actual card network cost + fixed margin—no markups, no mystery.
Tailored for Retail
and Restaurants
From quick‑serve checkouts to table‑side payments, our suite of hardware and software meets your unique needs—whether it's EMV, tap‑to‑phone, or QR code.
At Provident Payments, we deliver more than just payment processing—we provide personal service, transparent pricing, and secure technology that grows with your business. Whether you're a startup or an established brand, we’re here to support you every step of the way.
All‑in‑One
Payment Suite
Virtual terminal, hosted payment pages, invoicing, recurring billing, and mobile checkouts—all unified in one clean dashboard.
No Hidden
Fees. Ever.
No contracts, no monthly minimums, no surprise PCI or support charges—ever.
Reliable. Transparent. Local.
Why Choose Provident
Payments?
At Provident Payments, we deliver more than just payment processing—we provide personal service, transparent pricing, and secure technology that grows with your business. Whether you're a startup or an established brand, we’re here to support you every step of the way.
Transparent
Pricing You Can Trust
Our interchange‑plus model ensures you only pay the actual card network cost + fixed margin—no markups, no mystery.
Tailored for Retail
and Restaurants
From quick‑serve checkouts to table‑side payments, our suite of hardware and software meets your unique needs—whether it's EMV, tap‑to‑phone, or QR code.
All‑in‑One
Payment Suite
Virtual terminal, hosted payment pages, invoicing, recurring billing, and mobile checkouts—all unified in one clean dashboard.
No Hidden
Fees. Ever.
No contracts, no monthly minimums, no surprise PCI or support charges—ever.
Check Out Clients
Faster. Run Smarter.
Give your salon the modern upgrade it deserves. Our Salon POS System helps you streamline checkouts, speed up payments, and eliminate technical slowdowns—so you can keep your focus on styling, not screens. With features built for beauty professionals, managing appointments, staff, and sales has never been easier.
Get Paid Fast. From
Anywhere. No Headaches.
Whether you’re at the counter, in the back office, or on the go—Provident Payments helps you get paid quickly, easily, and without the hidden fees.
We’re not just local—we’re personal. Our advanced payment technology gives you the tools to grow, while our honest pricing and hands-on support make your experience smooth from day one.
No cancellation fees
Just clear pricing and real results
No leases or long-term contracts
No hidden markups or surprise rate hikes
For Personalized Client Experiences
Every Client. Every Detail. Seamlessly Managed.
From booking to payment, provide a personalized salon experience every time. With our all-in-one POS system, you can track client preferences, history, and services—building better relationships and stronger retention.
For Small Teams and Independent Stylists
One System. All the Tools You Need.
Running solo or with a small team? Our POS solution makes it easy to stay organized, manage schedules, and process payments, all from one simple interface. No IT staff needed.
For Growing Salons and Studios
Scale Your Salon with Confidence.
Whether you’re opening a second location or expanding your team, our POS system grows with you. Add stations, stylists, and services without overhauling your system or retraining your staff.
Let’s Power Your Business Forward
Provident Payments provides smart, dependable POS solutions built to keep your salon operating smoothly. Whether you're offering haircuts, beauty treatments, or full-service packages, our intuitive tools and real human support make every transaction seamless so you can focus on delivering exceptional client experiences, not worrying about payments.
No pressure. Just honest answers and expert advice.
Let’s Power Your Business Forward
Provident Payments provides smart, dependable POS solutions built to keep your salon operating smoothly. Whether you're offering haircuts, beauty treatments, or full-service packages, our intuitive tools and real human support make every transaction seamless so you can focus on delivering exceptional client experiences, not worrying about payments.
No pressure. Just honest answers and expert advice.
Meet Your Local
Provident Payments Team
A committed team of professionals who care about your success:
Braison Murgai
Account Executive
Meet Your Local
Provident Payments Team
A committed team of professionals who care about your success:
Small Call to Action Headline
Braison Murgai
Account Executive
Small Call to Action Headline
Real Clients. Real Results.
What client
say about us
What client say about us
I feel so blessed to be working with Provident Payments! They have given amazing rates and saved so much money. I have been really impressed over the past 2 years. Thank you, guys. I appreciate your honesty and integrity with your fixed rates!! 5 stars for sure
I just want to let you know that I very much like having a rep in our area. It's such an ease to my mind to know that I can have a person answer my call quickly and be very helpful- not like the other companies, on hold for a very long time!
Lonnie, who is a local rep for Provident Payments stopped in and did a quick review of my current processing company. He said they could save me money by switching over and he showed me where their percentage rates were far lower than my original company. I agreed to moving over as it was a much better deal, and my rates went down substantially. Owning a small business means saving anywhere you can, and this was a no-brainer for me.
We signed up with Provident Payment about 2 months ago after seeing how much we would save. The signing up process had a few dumps, since we used a 3rd party payment system. Zeph and his team were there every step of the way, making sure everything was handled and informing us of anything that we could expect to come up. He was always available and would get back to me in a timely manner. If I had an emergency, he was right there to help right away. It's been a few weeks now and our system has been running smoothly. We are happy with the service provident payment has given us.
Zephaniah and the team from Provident Payments have provided excellent service to me. He represents his company well by acting with integrity and goes above and beyond to help me deal with unprofessional and unethical charges coming from my old provider. Their technical and people skills are the best I have seen in the merchant services world. They are the real deal when they say they value healthy relationships and local service. I highly recommend them to other merchants.
We signed up with Provident Payment about one year ago and we could not be more pleased with the amount of money we are able to save monthly. They provide excellent customer service. Zephaniah, there local rep is always there when you need him. He is a great asset to his company.
Provident Payments does our processing, and we could not be more impressed. We are so glad we gave Justin and Austin a chance. They saved us over $600 a month and answer us quickly when we call. They have been honest, and the rates have not changed in the 2-3 years they have done business for us. Thanks, guys!!!!!
Everything you need to know, without the jargon.
Frequently Asked Question
How do I accept payments with Provident Payments?
You can accept payments in-store, online, over the phone, or through invoices. Just choose the tools that fit your business—we’ll handle the setup and support.
When do I get my money?
Most payments hit your account in 1–2 business days. Fast, reliable, and no surprises.
Are there hidden fees?
Nope. We use transparent Interchange‑Plus pricing—you see exactly what you’re paying. No hidden fees, no long-term contracts.
Do I need special equipment?
Not at all. You can use our Smart Terminal, go fully virtual with your laptop or phone, or integrate with your current setup. We’ll help you choose what works best.
Can I accept payments on my phone?
Yes! Use our mobile-friendly tools or Smart Terminal on-the-go. Great for pop-up shops, markets, and service calls.
What if I need help?
Our real, human support team is available when you need them. No bots, no long hold times—just straight answers.
How fast can I get started?
Sign up in minutes. We’ll guide you through setup and help you start accepting payments right away.
Is it safe to use Provident Payments?
Yes—very safe. We’re fully PCI-compliant and use end-to-end encryption to protect every transaction. Your business and your customers’ data are always secure.
Secure, transparent processing backed by real local support.
Copyright: © 2025 PROVIDENT PAYMENTS - All Rights Reserved
Secure, transparent processing backed by real local support.